Part D


Medicare Prescription Drug Plans are offered by insurance companies and other private companies approved by Medicare. They add coverage to:

  • The Original Medicare Plan
  • Some Medicare Cost Plans
  • Some Medicare Private Fee-for-Service Plans
  • Medicare Medical Savings Account Plans

With a Medicare Prescription Drug Plan:

  • Generally, you pay less for your prescriptions.
  • You will get a plan member card after you enroll. You use this card when you go to the pharmacy to get your prescriptions filled.
  • You will pay the co-payment, coinsurance, and/or deductible, if any.

If you have limited income and resources, you may get extra help to pay for your Medicare drug plan costs.  If you want to compare Medicare Prescription Drug Plans, use the Medicare Prescription Drug Plan Finder on the website.

Here are some ranges of co-pays among different Part D drug plans offered by different companies. You can see that you need to shop around and study the plans:

Generics/tier 1:                       $0 – $15 for one-month supply (depending on the plan you select)

Preferred brand/tier 2:           $35 – $45 for one-month supply

Non-preferred brand/tier 3:    $70 – $95 for one-month supply

Specialty drugs:                      25% – 33%

Don’t sign up for a Part D Drug plan (PDP) or a Medicare Advantage plan with a drug plan (MAPD) unless the agent tells you what your drug co-payments will be.

For more help or questions, call (520) 820-8639.

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